Author: Brian Kornegay

The annuity present value is used to define the present value of the upcoming payments. This annuity has a set price or a rate of discount. This means that the more the discount rate you get, the lesser the present value of an annuity you have to pay. Still, need us to help you understand this? No problem. Continue to read through to find out how it can help with retirement planning too. Present Value of an Annuity Explained! Present value is a cardinal estimation today. It falls back on the concept of the time value of money. This means…

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Life is unpredictable. You might feel well one day and be in excruciating pain the next. While adopting a healthy lifestyle is usually advised, we should also be ready to deal with sickness. Hospitalisation can occur for a variety of causes, including sedentary lifestyles, tainted food, stress and anxiety, genetic disorders, and accidents. Health insurance has always been important, but it is now a requirement that you cannot ignore. Why is Health Insurance Required? Some people depend on their company’s health insurance, yet the coverage might not be sufficient. Therefore, to reap the many advantages, you should not only purchase…

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ULIP is an insurance policy that can help you reach your financial goals faster. It is a secure plan that acts as a combination of both a life cover and a potential investment to cater to your long-term goals. By providing a host of investment options, it also promises flexibility and ease of convenience.  There are more reasons to buy a Unit Linked Insurance plan than one. What are they? Are they helpful enough for you to meet your financial goals in the long run? Let us help you unleash information about them as you read.  1. Life Cover  ULIP…

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Applying for a business loan is one of the best and most preferred ways of getting a business loan amongst small business owners. It is a safer and faster way to raise funds compared to other money-raising means like borrowing from a friend, crowdfunding or bootstrapping. Many lenders in India, including banks, private lenders, and NBFCs (non-banking financial companies), offer business loans at competitive interest rates. They offer two types of business loans, i.e., secured and unsecured business loans. In a secured business loan, the lenders ask you to provide collateral against the amount you borrow. The collateral can be…

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To remain competitive in the B2B marketing landscape, businesses are investing substantial resources in the creation of content marketing strategies. Why? The effectiveness of content marketing has been proven without a shadow of a doubt. Because it is a vital approach for growing brand awareness, building brand reputation, and driving sales, content marketing is critical to the success of most firms. Because it is an important instrument for developing brand recognition, content marketing is a crucial growth strategy for the majority of firms. Content marketing will help if you have a decent SEO plan in place. The rest of this…

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Investing money is a big responsibility. You can’t just throw your money under a bed or let it sit in your savings account. You need to have an investment plan that takes into account your financial goals, risk tolerance, and long-term financial outlook. Investing well is the key to building wealth over time. Even if you don’t have any special knowledge about investing, following some simple tips can help you build a sound strategy for saving money and growing your wealth. Understand Your Financial Goals The first thing to remember when it comes to saving and investing is understanding your…

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If you’re like most people, you may occasionally have difficulties fulfilling your tax responsibilities to the IRS or the state, and you may be concerned that you’ll need to know how to prevent and escape an IRS or state wage garnishment or wage levy. You are not the only person who fears having to pick between purchasing food and receiving medical care and paying income taxes. The answer to your question, “how to stop IRS wage garnishment” is given below: Pay the taxes The quickest approach to remove a wage garnishment or levy from the IRS or a state agency…

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A retirement plan is something that is typically given much less importance than it deserves. Even when you start planning it, you tend to begin too late. As a result, you do not get to accumulate as much of a corpus as you would want. Keeping that in mind, here’s pointing out all the reasons why you need to think of retirement planning. Financial independence The most important reason behind such a plan is to gain financial independence. You have remained financially independent for such a large part of your life – thanks to the steady source of monthly income.…

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Most car owners keep the cost as the sole factor while looking for a car insurance policy. This is because they consider it to be an unnecessary cost and look for the cheapest plan. However, even if you are looking for cheap car insurance in India, you don’t have to compromise on the features of the plan. Therefore, focus on the cost-effectiveness of the plan as opposed to the cost alone.  Car insurance is designed to offer financial protection from damages caused due to an accident or mishap involving the insured car. Compromising the coverage for a lower premium may…

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